Qwikcilver, a Pine Labs brand, is the definitive one-stop-shop for prepaid programs, digital and digitized gift card programs, promotion programs, reward programs, loyalty programs, discount programs and the like. With solutions spanning Closed Loop, Semi Closed Loop and Open Loop systems, the Qwikcilver platform is successfully deployed across the world at leading retail, e-commerce stores, airlines and powers large corporate programs. Qwikcilver offers a completely secure, banking standard, transaction management platform that operates simultaneously across multi geographies, multi time zones and supports multi currencies in real time. Being a pioneer, Qwikcilver brings with it great flexibility and innovation to create new markets. Qwikcilver has assumed the mantle of an issuer, processer and distributor partner to the Brands, Businesses, Corporates and Resellers. The Qwikcilver platform also powers its own consumer facing e-commerce portal under the brand name Woohoo catering to consumers in India.